欧亚体育|官网

欧亚体育|官网

帮助小企业发挥巨大潜力.

We may be able to help your company with gap financing – see which loans you qualify for.

How do you get started?

Run through our easy checklist or download an information flyer for more info.

1
请回复我们的现场研讨会或在线参加.
2
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3
通过在线平台填写贷款申请.

Small Business Loans

Invest Atlanta administers these funds to encourage business development in the City of Atlanta.

亚特兰大关怀循环贷款基金(ACRLF)

Provides financial support in response to economic disruptions by COVID-19

Type

Aimed to alleviate sudden and severe economic dislocation caused by the coronavirus (COVID-19) pandemic and provide permanent resources to support economic resiliency to further the long-term economic objectives of the region.

Amount

$10,000 to $100,000

Structure

  • Direct Loans

Terms

Not to exceed 7 years; with a 6-12-month deferment prior to first loan payment

Interest Rate

1% to 3%

Requirements

The ACRLF is created to provide a public benefit to small and medium-sized local businesses engaged in trade, industry, and commerce to address the economic shock to the business ecosystem and disaster caused by COVID-19 in the City of Atlanta.

Eligible Areas

Citywide

Jobs Created/Retained

During the COVID19 disaster and similar periods, ADA intends to help eligible businesses retain jobs.

Application Fee

Waived

SBA 504 Loan Program

Financial and technical assistance of up to $5 million for small minority- and female-owned businesses relocating or expanding in the City of Atlanta.

Type

Offers financial and technical assistance to small minority- and female-owned businesses relocating or expanding in the City of Atlanta.

Amount

Up to $5 million for job creation; $5.5 million for public policy manufacturers; $4 million for NAICS Sector 31, 32 or 33 manufacturers.

Structure

  • Private Financing - 50%
  • SBA Loan - 40%
  • Equity - 10%

Terms

10 or 20 years

Interest Rate

基于10年期国债

Requirements

10% Equity Injection

Eligible Areas

Citywide

Application Fee

Waived

Phoenix Fund

为小企业提供1万至10万美元的可负担贷款.

Type

为中小型企业提供负担得起的贷款.

Amount

$10,000 - $100,000

Structure

  • Private Financing - 67%
  • Phoenix Fund - 33%

Terms

3至7年(房地产15年)

Interest Rate

质数的二分之一加2%(最少4%)

Eligible Areas

Citywide

Jobs Created/Retained

每3.5万美元的贷款创造或保留1个工作岗位

Application Fee

Waived

Opportunity Loan Fund

通过10万美元的缺口资金支持创造就业机会.

Type

Supports job creation by providing gap funding to small and medium-sized businesses creating new quality jobs.

Amount

$100,000

Structure

  • Private Financing - 50%
  • 机会贷款基金- 50%

Terms

3至7年(房地产15年)

Interest Rate

质数的二分之一加2%(最少4%)

Requirements

20% Equity Injection

Eligible Areas

全市范围内,优先区域内的企业也要特别考虑.

Jobs Created/Retained

至少5个提供医疗保险的高质量工作

Application Fee

Waived

Empowerment Zone Program

在授权区域内刺激增长 with funding from $25-50K.

Type

在授权区域内刺激增长.

Amount

$25,000 - $50,000

Structure

  • Direct Loans

Terms

库存最长可达5年 & 营运资金,7年固定资产,10年租赁改善 & 15年的房产购置.

Interest Rate

0% to prime +2

Requirements

10% Equity Injection

Eligible Areas

Empowerment Zone

Application Fee

Waived

Atlanta Catalyst Fund

Aimed at supporting job creation in distressed neighborhoods with funding from $50-100K.

Type

Seeks to spur job creation and economic development by providing small business lending in distressed neighborhoods in the City of Atlanta.

Amount

$50,000 - $100,000

Structure

  • Direct loans

Terms

3 to 7 years

Interest Rate

基于现金流量的评价

Requirements

20% Equity Injection

Eligible Areas

Targeted area

Application Fee

Waived

经营改善贷款基金

Direct loans of up to $100K to businesses located within business improvement districts.

Type

Encourages the revitalization of targeted business districts and supports development in other eligible areas.

Amount

直接贷款:最高10万美元
贷款对象:不超过融资总额的10%

Structure

  • Direct Loans

Terms

3 to 7 years

Interest Rate

基于现金流量表的评价.

Requirements

20% Equity Injection

Eligible Areas

商业改善区

Application Fee

Waived

亚特兰大街头小贩贷款基金

Provides support for permitted street vendors in the City of Atlanta to purchase of vending carts that are compliant with the vending ordinance.

Type

Assists permitted street vendor in the City of Atlanta by providing support for the purchase of vending carts that are compliant with the vending ordinance.

Amount

Up to $3,000.

Structure

  • Direct Loans

Terms

Not to exceed 2 Years

Interest Rate

0%

Requirements

匹配比例至少为1:1

Eligible Areas

Citywide

Application Fee

Waived

Atlanta Forward Loan Fund

Provides financial assistance to small businesses and start-up companies located within accelerators, 亚特兰大的孵化器和联合办公空间.

Amount

$5,000 to $20,000

Structure

  • Direct Loans

Terms

3年,首期付款延期6个月.

Interest Rate

2% Fixed

Requirements

必须在亚特兰大市设立营业地点吗.

Eligible Areas

Citywide

Application Fee

Waived

Community Loan Fund

为现有公司改善商业物业提供资金, purchasing equipment, furniture and fixtures, 以及偿还高息商业债务.

Type

为改善商业地产的现有公司提供资金, purchasing equipment, furniture and fixtures, 以及偿还高息商业债务.

Amount

$10,000 - $50,000; up to $30,000 can be used for working capital.

Terms

Direct Loans

3到7年不等

Interest Rate

3% Fixed

Requirements

必须是应届毕业生或正在参加技术援助计划.

Eligible Areas

Citywide

Application Fee

Waived

棕地循环贷款基金

Cleanup financing for eligible redevelopment products within the city limits.

The City of Atlanta - Invest Atlanta 棕地循环贷款基金 (BRLF) Program provides financing for eligible brownfields clean-up projects within the Atlanta city limits. Brownfields Revolving Loan Fund (BCRLF) loans are available to qualified, 合适的市场准备的网站,以适当的开发商和买家. The loans provided by the BRLF fund the remediation required for site cleanup, 从而使重建项目得以推进.

有关完整节目资料,请浏览: 棕地循环贷款基金

Terms

贷款条件将根据借款人的需要而定, 还款能力和借款人融资的金额. Repayment terms will be customized depending on the projects cash flow needs. Interest only payments may be made available for the first year; however, 所有贷款将按日利率全部摊销. 在制定锻炼计划时,延期付款可能是一个选择. Generally, terms will be kept as short as practical in order to recycle funds. All conditions, including the loan term, 将以本票证明吗, security documents, 以及其他结案文件, as necessary, to be signed at closing. 

Interest Rate

Interest rates will be established to meet the needs of borrowers while yielding income to support the administrative expenses of City of Atlanta BRLF. The interest rate, as a general rule, 会小于或等于优惠利率吗, 但不低于零. It is anticipated that loan rates will be between zero percent (0%) and the current market rate plus one hundred basis points. The prime rate shall be the prime rate quoted in the Wall Street Journal or the maximum interest rate allowed under State law. 利率将根据贷款期限而定.

Eligible Areas

The 棕地循环贷款基金 is available in Targeted Communities within the City of Atlanta. The City of Atlanta and Invest Atlanta will focus its marketing activities on the Targeted Communities listed below in order to have a positive impact on these areas. Further, Invest Atlanta, where possible will coordinate with the Phoenix Fund and 经营改善贷款基金s to maximize financial impact when projects become eligible for multiple lender options.

  • The Atlanta BeltLine 
  • 定向重建走廊
    • 唐纳德·李·霍洛威尔公园路
    • Simpson Road
    • Jonesboro Road
    • Campbellton Road
    • Stadium Neighborhoods
    • Memorial Drive
  • Proctor Creek Watershed
  • 亚特兰大基础公司(npu D和G)
  • 亚特兰大地区规划计划
  • Opportunity Zones - Downtown, Auburn Avenue, Lakewood Park, Metropolitan Village Dist., Cleveland Ave. Gateway和Southside工业园区.

Application Fee

Waived

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